A couple of NTTA questions (double check)

Hi all, i am looming ever closer to my NTTA test. if someones got five minutes could you just double check my answers to the below questions.
many thanks

EXCESSIVE CONSTANT BRAKE BIND CAN BE CAUSED BY?

A EXCESSIVELY SOFT PADS OR LININGS
B BRAKE DUISC RUN OUT
C INCORRECTLY ADJUSTED BRAKES
D GLAZED BRAKE PADS OR LINING.

i answered "C" originally but have been told elswhere this would be wrong and that the answer is "D".
can someone clarify this one for me??.

also!!

WHAT LOADING ARE FRONT WHEEL BEARINGS NORMALLY SUBJECTED TO?

A TORSIONAL AND SHEER
B XIAL AND TORSIONAL
C RADIAL AND AXIAL
D RADISL AND SHEER.

I AM 80% SURE IT IS "D" BUT AGAIN IF SOMEONE COULD JUST CLARIFY A BIT.

thanks for taking the time to read this.