ludicrous insurance

my darling little bruv tends to have major grief at insurance renewal time.his first years insurance resulted in his bank cancelling the transaction leaving him without cover halfway thru the day,they did the same the following year when he renewed,both times because they thought that as an online transaction it must be fraudulent.the third year they excelled themselves and shut his bank  account completely.the fourth year wrong reg,2 years back they tried to charge him a grand to transfer his insurance from a 1.4 astra to a 1.2 clio for the remaining 3mnths,you get the picture.this year his insurance company has excelled itself with its renewal quote,a pat on the back for anyone who gets closest to it.go on,take a guess.suffice to say that little bruv is getting noticeably twitchy at renewal time and is developing more nervous tics than a dog at the vets he is a middle aged bloke,53plate 1.2 clio,full no claims,no accidents,no points,nothing for any insurance firm to get excited about.